The tontine manager's notebook becomes a simple app: everyone's round, dated and confirmed contributions, reminders on WhatsApp. The money itself never passes through TontineLink.
Amount, frequency, members, order of rounds. In three screens. Members without a smartphone? The manager handles them.
"I paid" in one tap: the date, the method, the reference. The treasurer confirms. Everyone sees who has contributed, and who receives the pot this round.
Automatic reminders on WhatsApp, clear history, rules voted together. Until everyone has had their round.
For illustration purposes — TontineLink does not handle this money.
The manager adds him as a "managed member": she declares and confirms on his behalf. He can link an account later, if he wants.
Members of a tontine see their tontine's contributions — that is the principle of transparency. No one else.
Never. Money moves directly between members. TontineLink is a digital record book, not a payment institution.
Every tontine has its disputes: a member reports one, things are put on hold while it's checked, and the manager decides. Everything is dated and kept.
The tontine switches back to the Free plan. Everything remains readable: no data is lost.
Yes. TontineLink is designed for entry-level phones and 3G: light pages, reminders on WhatsApp, nothing heavy to download.